Essential Health Benefits

Benefits that federal law requires all health coverage plans provide. These benefits include:
  • Ambulatory patient services (care you get without being admitted to the hospital)
  • Emergency services
  • Hospitalization
  • Maternity and newborn care (care before and after your baby is born)
  • Preventive and wellness services and chronic disease management, including:
  • Prescription drugs
  • Laboratory services
  • Rehabilitative and habilitative services and devices (services and devices to help people with injuries, disabilities, or chronic conditions gain or recover mental and physical skills)
  • Mental health and substance use disorder services, including behavioral health treatment (this includes counseling and psychotherapy)
  • Pediatric services for children, including oral and vision care