Many people with disabilities have low income and limited assets. It can be especially hard to change this if you get public benefits, because programs like Supplemental Security Income (SSI) and Food Assistance may have limits on how much money you can save.

However, there are steps you can take to start building your assets:

Try one or more of these steps, so that you can save money and become more self-sufficient over the long-term.

ABLE accounts help you build more assets

ABLE accounts let people who have disabilities that began before they turned 26 keep money in a special tax-advantaged account. The first $100,000 in an ABLE account does not count against the $2,000 Supplemental Security Income (SSI) resource limit, and none of the money in an ABLE account counts for Medicaid or Food Assistance.

On June 1st, 2016, STABLE, Ohio’s ABLE program, was the first ABLE account program in the country to open to the public. Ohioans and other people with disabilities nationwide can open STABLE accounts and get all of the benefits that ABLE accounts offer.

Learn more about ABLE accounts.