MBIWD Eligibility

If you get a job and are either making too much money or have saved up too much money to get Medicaid, you might qualify for the Medicaid Buy-In for Workers with Disabilities (MBIWD) program. MBIWD offers the same coverage as standard Medicaid, but you may have to pay a monthly premium to keep your coverage.

To qualify for MBIWD, you must:

You have to pay a monthly premium to get MBIWD coverage in any month where your income is higher than $1,561. The amount of your premium depends on your income and your family's income, as well as your family's medical expenses. To learn how much your premium might be, try DB101's MBIWD Estimator.

How to Apply for MBIWD

There are two ways to apply for MBIWD. You can:

For help with your application, visit or call your local County Department of Job and Family Services (CDJFS) office or call the Ohio Medicaid Consumer Hotline at 1-800-324-8680 or 1-800-292-3572 (TTY).

If it turns out you are not eligible for Medicaid Buy-In for Workers with Disabilities, you may be able to get private insurance subsidized by the government through tax credits.

Learn more about MBIWD in DB101’s How Health Benefits Work article.